Tactical Asset Allocation

In addition to stock selection, Green Zone Select™ seeks to reduce market risk by tactically moving the Fund’s holdings from stocks to cash and/or cash equivalent securities. Tactical moves to cash and/or cash equivalent securities will occur during periods when certain quantitative market indicators signal that market volatility (downside risk) is high or is likely to increase. Conversely, Green Zone Select™ moves the Fund’s holdings back to stocks when indicators determine that market volatility likely would be low or tends to decrease. Under certain market conditions, the Fund may hold a substantial portion of its assets in cash and/or cash equivalent securities, such as money market securities, U.S. government obligations and short-term debt securities.